debit card 2012那家Benefit最好,有Cash Back？

matthew89

yeshiwawa 发表于 3-6-2013 08:24 AM
全部的master card 在网上买票都买一送一吗？还是要到柜台买的

soar_angel 发表于 10-6-2013 11:35 PM
現在 master card 還有 Buy 1 Free 1 咩？
什麼銀行的？ 據我所知只有 citibank clear card...
請問還有什 ...

是 DEBIT MASTERCARD® 在柜台消费，不是全部 master card  

buy

想问下, 我刷debit card 时，为什么有些credit card machine 要按密码有些不用按。要按密码的很麻烦

yeshiwawa

matthew89 发表于 17-6-2013 11:35 PM
是 DEBIT MASTERCARD® 在柜台消费，不是全部 master card

老虎的debit visa card 可以吗
也就是他们给的ATM CARD

soar_angel

要按密碼的是debit card, 有些銀行直接統一,就不用按密碼咯

storm0227

刚逛到这个贴
打算之后去开个m2u link的 maybankard visa debit

tokyo1986

matthew89 发表于 17-6-2013 11:35 PM
是 DEBIT MASTERCARD® 在柜台消费，不是全部 master card

这张MTC哪里可以拿到???

star_fitline

现在什么卡都要钱，我换MAybank的RM12啊！！

svefZ

star_fitline 发表于 17-7-2013 12:03 PM
现在什么卡都要钱，我换MAybank的RM12啊！！

是年费吗？
我打算cancel maybank因为我说我要cancel RM8无限次提款 那个人不要给我取消
我用了allianceb bank的debit card每个月都有cash rebate更好

star_fitline

svefZ 发表于 17-7-2013 08:44 PM
是年费吗？
我打算cancel maybank因为我说我要cancel RM8无限次提款 那个人不要给我取消
我用 ...

对啊，其实我们很少提款我觉得很不值得～

ahlauweihotmail

昨天无端端收到了HSBC的debit card，应该是要我主动放弃ATM吧。

xing_wei1127

matthew89 发表于 17-6-2013 03:35 PM
是 DEBIT MASTERCARD® 在柜台消费，不是全部 master card

怎样申请 debit master card?

svefZ

star_fitline 发表于 17-7-2013 08:53 PM
对啊，其实我们很少提款我觉得很不值得～

我根本没有提 只是网购要transfer比较方便
虽然maybank是最多间的 但是每次进钱也很多人

star_fitline

svefZ 发表于 18-7-2013 11:33 AM
我根本没有提 只是网购要transfer比较方便
虽然maybank是最多间的 但是每次进钱也很多人

也是啦。。人超多。。但确实在大马是最方便的。。

kelvinzone

目前哪间银行的信用卡 有打油回扣？

svefZ

star_fitline 发表于 18-7-2013 04:17 PM
也是啦。。人超多。。但确实在大马是最方便的。。

所以选一间靠近自己家的就可以了
我用alliance的debit card买什么都有回扣1.5% 而且每次没人 不用排队

唔留手

Consumer groups say ‘No’ to debit card fees（摘自大馬雅虎網站）

PETALING JAYA, Aug 13 — Consumer groups have cried foul at the likelihood of debit card swipe fees being passed on to the public by retailers here, following a federal court decision in America last week.

Federation of Malaysian Consumers Associations (Fomca) president Datuk N. Marimuthu yesterday said the body would monitor the issue and look for a win-win situation.

“Fomca will look into the matter and, if necessary, take action through the National Consumer Complaints Centre.”

He said debit cards were used by consumers as a means to avoid carrying large amounts of cash when making purchases as, with cash, they could fall victims to robbers.

“This benefits merchants too because the customer won’t have to come back another day to pay. During that time, they may change their minds about buying.”

As such, he advised merchants not to pass along swipe fees to consumers and for the public to be mindful of what it was they were paying for.

“Merchants must absorb any such fees or people will not buy from them. If you (the consumers) make a purchase, keep your receipts so you know what they (merchants) are charging you.”

Malaysian Muslim Consumers Association chief activist Datuk Nadzim Johan said the court decision in America should not affect transactions here as it had no jurisdiction.

He noted the difference between debit card swipe fees and credit card fees: “When you use a debit card, you have money in the bank already. This is your money and a debit card is almost like a cash transaction while using a credit card is a debt.”

Nadzim also said deals between merchants and banks were up to the two parties and should not affect the public. “They cannot burden consumers, who have so many burdens already.”

He advised consumers who had been charged swipe fees to report such cases to the authorities, saying that banks are already making money off depositors.

“It (charging consumers a swipe fee) is highway robbery. It would be better to carry cash while banks should be too happy to hold on to your money.”

The Malay Mail frontpaged a report yesterday on the matter, speculating it could result in the fees being passed on to consumers.

Banks can’t rein in merchants

The US court ruling on debit card and transaction fees, which could allow merchants to pass on such charges to consumers, may not be a widespread practice yet in Malaysia — but it effectively removes the last bastion banks have to rein in merchants on such charges.

A banking source said the current agreements between banks and debit card platform operators — like Visa and Mastercard — require banks to actively ensure merchants don’t pass on the swipe fee to consumers.

In most cases, banks can withhold payments to merchants if consumer complains about being charged the swipe fee — and it is a deterrent that has had mixed results in the past with related transactions via credit cards.

The swipe fee for debit and credit cards are similar — ranging from 1.5 to 2.5 per cent of the total purchase — and depends on the total value of transactions handled by the merchant on an annual basis.

Several banks contacted yesterday said they have yet to be notified by the debit card platform operators on the impact of the US court decision.

But chances are, said the banking source, local banks may now hesitate to rein in merchants who pass on the swipe fee to consumers unless Bank Negara Malaysia issues a directive on the matter.

svefZ

唔留手 发表于 14-8-2013 12:08 PM
Consumer groups say ‘No’ to debit card fees（摘自大馬雅虎網站）

PETALING JAYA, Aug 13 — Consum ...

Cimb debit card 费用从八块起到15块

唔留手

svefZ 发表于 15-8-2013 12:28 AM
Cimb debit card 费用从八块起到15块

嘩～幸好上個月他們才抽了我的卡年費是RM8，看來是這個月變成RM15的……。
他奶奶的，遲些關掉他們的戶口，利息不增加卻加卡年費！

svefZ

唔留手 发表于 15-8-2013 06:57 AM
嘩～幸好上個月他們才抽了我的卡年費是RM8，看來是這個月變成RM15的……。
他奶奶的，遲些關 ...

Effective 28 August 2013, CIMB Bank and CIMB Islamic Debit MasterCard's annual fee will be increased from RM8 to RM15.

如果没有必要就不要用debit card转用ATM卡好了 ATM卡维持在8块一年
有一个Basic saving Account 2不用年费的 但是提款就有限制数量
http://www.cimbbank.com.my/index.php?ch=cb_per_st&pg=cb_per_st_sav&ac=8&tpt=cimb_bank

我要关掉我的maybank a/c

唔留手

svefZ 发表于 15-8-2013 10:31 AM
Effective 28 August 2013, CIMB Bank and CIMB Islamic Debit MasterCard's annual fee will be increas ...

不想轉換那個儲蓄戶口，它的利息比CIMB Bank AirAsia Savers Account差太遠了。
我看還是得另外物色個利息好，卡年費又低的了……。