【LPI 8621 交流专区】伦平

Mr.Business

LPI是一家general insurer, 大股东是Tan Sri Teh Hong Piow，他拥有44.28%的股份。

LPI不是最大的保险公司，可是在强大有经验的管理层的管理之下，年年都保持利润，并且分发丰厚的股息。

2006
ROE=20%
Gross Dividen per share: 105sen

2005
ROE=19.1%
Gross Dividen per share: 70sen

2004
ROE=15.5%
Gross Dividen per share: 60sen

2003
ROE=12.0%
Gross Dividen per share: 25sen

2002
ROE=10.6%
Gross Dividen per share: 15sen


为何我要开帖讨论LPI呢？
我想做个实验， 在这个牛市 (KLCI是1375点，而LPI的股价是RM11.50时) 我来投资LPI，最后我能不能赚钱呢？ 所以，我会等一个market correction的机会， 然后买入200股的LPI (暂时是这么决定)，作为我的小小实验。。。

PS:  在这帖子我会接着放上LPI的历史介绍，过去LPI的新闻报道，和追踪她的发展。欢迎各位网友一起讨论。

[ 本帖最后由 Mr.Business 于 8-4-2009 01:59 PM 编辑 ]

Mr.Business

原帖由 Mr.Business 于 20-2-2008 04:47 PM 发表
今天以RM11.80的价钱卖出我的LPI。决定卖出的理由是：
1. 想感受股票获利的感觉；
2. 想多一点现金在手。

对我来说LPI还是一样，是好公司，希望将来还有机会在投资她。

在此次实验中，我总共得到股息RM0.80，再加上capital gain RM0.30, 所以回报是RM1.10，回报率9.56％。

[ 本帖最后由 Mr.Business 于 20-2-2008 04:49 PM 编辑 ]

Mr.Business

保留。。。。。。。。

Mr.Business

LPI的介绍 (不好意思是英文的)

LPI CAPITAL BHD

LPI Capital Bhd (LPI), formerly known as London & Pacific Insurance Company Berhad, is an investment holding company. After a rationalisation scheme, LPI transferred its entire insurance business to its wholly-owned subsidiary Lonpac Insurance Bhd on 1 May 1999 and at the same time changed its name from London & Pacific Insurance Company Berhad to LPI Capital Bhd.

The Company was incorporated on 24 May 1962 as a private limited company and was registered as an approved insurer on 9 April 1963 under the Malaysian Insurance Act, 1963. The shares of LPI were also listed on the Second Board of the Kuala Lumpur Stock Exchange (KLSE) on 8 January 1993 and were subsequently transferred to the Main Board of the KLSE on 17 January 1997. The adjusted paid-up capital of the Company is RM137,676,800 comprising of 137,676,800 ordinary shares of RM1.00 each (excluding Treasury Shares of RM1,046,200 comprising of 1,046,200 ordinary shares of RM1.00 each).

LONPAC INSURANCE BHD

Lonpac Insurance Bhd (Lonpac), a wholly owned subsidiary of LPI Capital Bhd, was incorporated in Malaysia on 12 July 1994. It commenced underwriting of general insurance business after a rationalisation scheme on 1 May 1999. The paid-up capital of the Company is RM100,000,000 comprising of 100,000,000 ordinary shares of RM1.00 each.

The Company operates through 12 branches in Malaysia and a foreign branch in Singapore to serve the clients better.

In September 2005, the Malaysian Rating Corporation Berhad (MARC) has reaffirmed the general insurance strength rating of Lonpac at "AA", reconfirming its financial stability and reliability in the insurance industry.

Mr.Business

LPI得过很多的大奖。

Awards and Recognition Received in 2006
MALAYSIAN BUSINESS CORPORATE GOVERNANCE AWARD 2005 MERIT AWARD

BY MALAYSIAN BUSINESS OF BERITA PUBLISHING SDN BHD

23 MAY 2006
LPI was accorded with the Malaysian Business Corporate Governance Merit Award 2005 for the second consecutive year. Malaysian Business promotes excellence in corporate governance with this annual award where Public Listed Companies listed on the Bursa Malaysia Securities Berhad (“Bursa Securities”) are evaluated in terms of their corporate governance value. The Award gives recognition to listed companies that demonstrated excellence in corporate governance practices as well as their return on equity as a measure of enhancing shareholder value.





KPMG SHAREHOLDER VALUE AWARD 2005 SECTORAL WINNER – FINANCIAL SERVICES

BY KPMG

5 OCTOBER 2006
LPI won the KPMG Shareholder Value Award 2005 for the second consecutive year. LPI received a higher recognition for the KPMG Shareholder Value Award 2005 when it emerged as the Sectoral Winner under the Financial Services category. The KPMG Shareholder Value Award is an annual award where all listed companies in Bursa Securities are evaluated in terms of value creation to their shareholders in the year of review. This award is designed to promote corporate excellence through enhancing levels of disclosure and setting exemplary best practices.





NATIONAL ANNUAL CORPORATE REPORT AWARDS (NACRA) 2006
CERTIFICATE OF MERIT

BY MALAYSIAN INSTITUTE OF ACCOUNTANTS, MALAYSIAN INSTITUTE OF MANAGEMENT AND THE MALAYSIAN INSTITUTE OF CERTIFIED PUBLIC ACCOUNTANTS WITH BURSA MALAYSIA AS THE SUPPORTING ORGANISATION

30 NOVEMBER 2006
LPI was accorded with the Certificate of Merit in recognition of the Company’s annual report having qualified for the final of NACRA 2006. NACRA is a prestigious award in recognition of excellence in annual corporate reporting in Malaysia. The award aims at promoting greater and more effective communication by organisations through the publication of timely, informative, factual and reader-friendly annual reports. It also has the objectives of recognising and encouraging excellence in the presentation of financial and business information, creating public awareness of the objectives of the enterprises, their operations and financial performance as well as promoting higher standards of corporate governance.





NATIONAL AWARD FOR MANAGEMENT ACCOUNTING (NAfMA) 2006
CERTIFICATE OF FINALIST

BY MALAYSIAN INSTITUTE OF ACCOUNTANTS AND THE CHARTERED INSTITUTE OF MANAGEMENT ACCOUNTANTS

7 DECEMBER 2006
LPI was awarded a Certificate of Finalist in recognition as Finalist of the NAfMA 2006. As a custodian of public funds where good governance and accountability are of paramount importance, management accounting has been an essential tool for the LPI Group to achieve good corporate governance and increase shareholders’ value over the past years. NAfMA Award recognises the best practices in management accounting by companies in Malaysia that lead to value creation and excellent business performance. The award aims to promote and highlight various management accounting techniques and systems that organisation could adopt to enhance the business operations which ultimately lead to better performance and bottom line.

小散户

  生意佬推荐的股很好买..起码消息和基本面消息可以不用找了.

publicpang

一句话:

次鸟不飞而已...一飞冲天...

Mr.Business

Cari论坛听说是可以刺激股价的好地方，所以我来这里散布消息，看看有没有人能帮我拉高LPI的股价，哈。。。。

PS: 随便骗骗分数。。。

Mr.Business

LPI得过很多的大奖。

Record of Past Awards

MALAYSIAN BUSINESS CORPORATE GOVERNANCE AWARD 2004
MERIT AWARD

BY MALAYSIAN BUSINESS OF BERITA PUBLISHING SDN BHD





KPMG SHAREHOLDER VALUE AWARD 2004
WINNER - FINANCIAL SERVICES

BY KPMG





"BEST UNDER A BILLION" AWARD
FOR ASIA-PACIFIC REGION

BY FORBES ASIA





MALAYSIA 1000

BY COMPANIES COMMISSION OF MALAYSIA, MINISTRY OF DOMESTIC TRADE AND CONSUMER AFFAIRS AND BASIS PUBLICATIONS HOUSE

yeow81

我大概在一年多前买进。 300 SHARES AT RM8.20。HOLD 到现在。。。IS DIVIDEND KING。。。哈哈

Mr.Business

LPI的保险种类。

Lonpac Insurance Bhd is licensed by Bank Negara Malaysia under the Malaysian Insurance Act 1996 to transact all classes of general insurance

1. PROPERTY INSURANCES

FIRE AND NAMED PERILS
The policy indemnifies the insured against any loss or damage to the property insured caused by Fire, Lightning and extended named perils.

HOUSEOWNERS
The policy indemnifies the insured against any loss or damage caused by Fire, Storm, Burglary etc. to his insured private dwelling including landlord's fixtures and fittings.

HOUSEHOLDERS
The policy indemnifies the insured against loss or damage caused to the contents kept within the private dwellings by named perils like Fire, Storm, Burglary etc.

MACHINERY ALL RISK/ALL RISK
The policy indemnifies the insured against loss or damage by any contingency or perils not specifically excluded in the policy. The policy is suitable for properties such as machinery, moveable equipment and office equipment.

BURGLARY
The policy indemnifies the insured for any loss caused by Burglary/Theft whilst the insured items are kept in the trade premises.

ELECTRONIC EQUIPMENT
The policy is specially designed for all electronic equipment such as computers against loss or damage caused by perils not specifically excluded in the policy. In addition to the hardware, external data media and increased cost of working can be extended to be insured.

MACHINERY BREAKDOWN
The policy indemnifies the insured against any unforeseen and sudden loss or damage to the insured's machinery from causes not specifically excluded occurring during operation or work or whilst at rest.

PRIVATE CAR
The policy indemnifies the insured against theft or damage to the vehicle caused by accidental collision, overturning, fire, impact damage and death / bodily injuries to third parties including loss or damage to their properties caused during accidents.

INLAND TRANSIT
The policy indemnifies the insured against all risks unless specifically excluded for any loss or damage of goods in transit within Malaysia.

MARINE CARGO
The policy indemnifies the insured against all risks for loss or damage unless specifically excluded to the insured property transported by ship or aircraft.



2. LIABILITY INSURANCES

PUBLIC LIABILITY
The policy indemnifies the insured against all sums, which the insured is legally liable for accident caused by or through any negligent act of the insured or person in his employment during the course of his business.

EMPLOYERS LIABILITY
The policy indemnifies the insured against his legal liability at law as an employer for injuries caused to his employees during working hours.

PRODUCTS LIABILITY
The policy indemnifies the insured against all sums which insured shall become legally liable in respect of bodily injury or illness of any person, loss or damage to property caused by defects in the insured products.

PROFESSIONAL INDEMNITY LIABILITY
The policy indemnifies the insured against his legal liability, which may arise by reason of any negligent act, error or omission occurring whilst carrying out his professional duties.
        


3. PECUNIARY INSURANCES

MONEY
The policy indemnifies the insured for any loss or damage of money from causes not specifically excluded whilst kept within the insured premises and or whilst during transit.

FIRE CONSEQUENTIAL LOSS
This policy indemnifies the insured for his additional expenses incurred and loss of profit following the interruption of his business as a result of a fire or insured peril.

FIDELITY GUARANTEE
The policy indemnifies the employer against any pecuniary loss sustained as a result of a dishonest act of an employee.

MACHINERY BREAKDOWN LOSS OF PROFIT
The policy indemnifies the insured for loss of profits and/or additional expenses incurred following the loss or damage to the insured machinery caused by an insured peril.



4. EMPLOYEES' BENEFITS INSURANCES

GROUP PA
This policy indemnifies the employer againts death, bodily injuries with or without medical expenses, temporary disablement benefits as a result of accidental means.

GROUP HOSPITAL AND SURGICAL
The policy indemnifies the employer against in-hospital bills incurred by his insured employees as a result of sickness or accidents.

FOREIGN WORKERS COMPENSATION INSURANCE
The policy is specially designed to cover foreign workers employed in Malaysia. The employers are required by law to provide cover for injuries or death occurring during working hours. The policy is also extended to cover accidents occurring outside working hours.



5. PROJECT INSURANCES

CONTRACTOR'S ALL RISK
The policy indemnifies the insured against loss or damage to the construction works, construction plant and equipment. Insured's legal liability as a result of injuries or death to third party and loss or damage to property of third party caused during the execution of the works is also covered.

ERECTION ALL RISK
The policy indemnifies the insured against loss or damage to the erection, testing or commissioning of the equipment. The insured's legal liability as a result of injuries or death to third party and loss or damage to property of third party caused during the execution of the project is also covered.

WORKMEN'S COMPENSATION
The policy indemnifies employer under the Workmen's Compensation Act in respect of injuries or death suffered by his employees arising out of or in the course of their employment.

PERFORMANCE ADVANCE BOND
The Insurers guarantees the Principal of a project that they will be financially compensated as a result of failure of the insured to complete the project as per terms of the contract.

小散户

LPI...什么SECTOR的保险的...小散户我井底之蛙只听过比较出名的GREAT EASTERN,AIA..之类的.

origen

我也是等机会到来。。

小散户

原帖由 Mr.Business 于 11-10-2007 11:18 AM 发表
LPI的保险种类。

Lonpac Insurance Bhd is licensed by Bank Negara Malaysia under the Malaysian Insurance Act 1996 to transact all classes of general insurance

1. PROPERTY INSURANCES

FIRE A ...

  生意佬果然快手...我的问题还没有送上,答案就出来了...厉害厉害

ckyan

伦平，7.3买了，10.2卖掉，悔恨死了。。卖了才发觉要再找另一只那么好素质的公司好难。真的。。好股应该长抱。。

Mr.Business

General insurance。。。你的反应并不奇怪，我之前也是没听过LPI／Lonpac。

小散户

原帖由 yeow81 于 11-10-2007 11:17 AM 发表
我大概在一年多前买进。 300 SHARES AT RM8.20。HOLD 到现在。。。IS DIVIDEND KING。。。哈哈

  30000*8.2=246K .... 有钱哦..
1年的股息都十多千了...

vampire2000

要等到它大跌我才有钱买啊。。。。

小散户

原帖由 小散户 于 11-10-2007 11:22 AM 发表


  30000*8.2=246K .... 有钱哦..
1年的股息都十多千了...

2006年的股息...每股RM1....有那么强吗?

Mr.Business

我也是觉得LPI是很好素质的公司。我想，只有LPI和大众银行是整个KLSE中最可以让我放心的公司 (虽然这两间公司我都还没买进)。标叔真了不起。。。