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老虎银行之Account Reclassification选择,你怎么选?
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本帖最后由 durianhost 于 21-4-2015 10:13 AM 编辑
如题,你怎么选?更高回酬的投资户口还是保守的低利息户口?
更多详情:http://www.maybank2u.com.my/WebBank/term-BBGB-notice.pdf
http://islamicbankers.me/2015/01/02/investment-accounts/
Should you agree to reclassify your Mudarabah Term Deposit Account(s) to Mudarabah InvestmentAccount(s), please complete the “Response Form” as enclosed in Appendix 1 and return it to useither via our branches, or mail using the pre-paid envelope enclosed by 31 May 2015. In line with the transition requirement of BNM, with effect from 16 June 2015 (“Effective Date”),selected Mudarabah accounts will be reclassified to Investment Accounts known as “MudarabahInvestment Accounts”. The applicable product is General Investment Account-i.
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发表于 21-4-2015 10:25 AM
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由银行的基金经理去投资, 风险得来都有限..
是我的话, 富贵险中求, 我会要更冒险,更刺激,
直接普通 FIXED DEPOSIT A/C , 放几十万进去,
再开个 OD A/C , 用 FD 资本做抵押..
然后把钱开出来, 杀进去STOCK MARKET 投机,
赚了就放回去 OD 里面.
一年做 6 次就够了...
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发表于 21-4-2015 11:47 AM
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我也是有收到通知书
拨打去customer service了解,问了等于没问
整个问话过程,简直是我自问自答得
想讨mudarabah investment的介绍书,又要等客户同意接受后才有的看
为什么现在的银行服务那样的?
还是我井里之蛙
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发表于 21-4-2015 11:50 AM
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那个“product disclosure sheet"是哪一页?
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发表于 21-4-2015 05:21 PM
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有收到通知,在考虑着。
资料指示不是很清楚,
在鼓励客户尝试新的项目这样子。
“ As an existing Mudarabah account holder(s) and based on your financial profile with us, we
recommend that you maintain your Mudarabah account(s) to enjoy potentially higher returns and to
benefit from the enhanced features upon reclassification. ” |
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![](static/image/common/ico_lz.png)
楼主 |
发表于 22-4-2015 01:39 PM
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OD是什么来的?利息怎样算?
投资和赌博没两样吧?输完了可以分期付款还吗?还是会中复利息吗?
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![](static/image/common/ico_lz.png)
楼主 |
发表于 22-4-2015 01:41 PM
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虽然potentially will be higher,也可能potentially lower,而且no capital guaranteed,随时可以输光你户口的钱,sorry都不用讲,因为合约说明了不保本。
我有了解错吗?
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发表于 22-4-2015 02:56 PM
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留言学习。。。 这个是投资户口? 跟fd 有什么分别? |
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![](static/image/common/ico_lz.png)
楼主 |
发表于 22-4-2015 03:04 PM
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发表于 22-4-2015 03:44 PM
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放到錢在銀行,就是要確保安全.
如果要投資,林北自己會玩 |
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