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查看: 1781|回复: 36
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现在最好的 CASH ON CALL
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小弟最近想拿cash on call,暂时问到UXB offer最好。3年 5.99%利息。而且interest 还是flat rate。不是好像OXBX那样，decreasing interest。前面利息比较高。不过，UXB最多分三年还而已。
请问还有其它bank,有更好的配套吗?最好可以分五年还 |
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发表于 21-2-2017 10:03 AM
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UOB给我 2.99 , 但只是 1年
或你可以问citi , 它家的coc 时常有offer rate |
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发表于 21-2-2017 11:52 AM
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发表于 21-2-2017 12:16 PM
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repayment 只是一年就没胃口了 
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发表于 22-2-2017 12:23 AM
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駱駝銀行
QuickCash Campaign for as low as 1.99% p.a.
2. A minimum amount of RM1,000 is applicable per QuickCash request. Approval is subject to Cardholder’savailable credit limit.
3. The Programme instalment tenures are 12, 24 and 36 months or such other period as specified by the Bankfrom time to time.
4. A special interest rate/ management fee of 1.99% flat per annum (equivalent to effective interest/management fee rate of 3.65%p.a. – 12 months), 2.99% flat per annum (equivalent to effective interest/management fee rate of 5.64%p.a. – 24 months) and 5.88% flat per annum (equivalent to effective interest/management fee rate of 10.87%p.a. – 36 months) will be charged to the Cardholder’s account based on theamount approved. This is a one time interest/management fee rate and will be calculated upfront on theprincipal amount and will be billed over a period of 12, 24 or 36 months instalment as selected.E.g. for approved QuickCash amount of RM20,000, the monthly instalment is computed as follows: [RM20,000+ (RM20,000 x 2.99% x 2 year)] / 24 months = RM883.17 per month.
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楼主 |
发表于 7-3-2017 11:02 PM
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发表于 8-3-2017 08:09 AM
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ckkmy 发表于 22-2-2017 12:23 AM
駱駝銀行
QuickCash Campaign for as low as 1.99% p.a.
2. A minimum amount of RM1,000 is applicable per QuickCash request. Approval is subject to Cardholder’savailable credit limit.
3. Th ...
请问一下骆驼银行是那一家？  |
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发表于 8-3-2017 12:30 PM
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AmBank Berhad 咯。。。
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发表于 8-3-2017 02:23 PM
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我不明白你为什么喜欢flat rate, 而不喜欢decresing interest.
Flat rate 不是很贵吗？
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发表于 8-3-2017 02:37 PM
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相反的， 我就喜欢1年， 不喜欢多多年的， 觉得多多年的利息被银行赚得太多。
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发表于 8-3-2017 03:07 PM
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char_les 发表于 8-3-2017 12:30 PM
AmBank Berhad 咯。。。
哈哈，脑筋转不到  |
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发表于 8-3-2017 09:09 PM
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什麼配套？ |
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楼主 |
发表于 19-3-2017 06:43 PM
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XHunterOz 发表于 21-2-2017 10:03 AM
UOB给我 2.99 , 但只是 1年
或你可以问citi , 它家的coc 时常有offer rate
Citi, 真的给很好的o真的给很好的offer。
4年， 4.21%，而且是flat rate。lock in 6个月。很漂亮的offer。给我拿爆limit了 。
请问还有那家的COC比这家好呢?  |
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发表于 20-3-2017 09:09 AM
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本帖最后由 XHunterOz 于 20-3-2017 09:10 AM 编辑
ambank 最近offer 给我 1.99 , 没lock in , 几时settle 利息rebate
也是被我拿爆了
rate 最好的是 ambank > uob > citi
其他都贵到爆 。 |
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发表于 20-3-2017 09:42 AM
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今天citi offer我这个烂鬼rate。
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发表于 20-3-2017 10:18 AM
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你等agent 打来
比较便宜的 
rate经常都是徘徊在 3.xx - 4.xx 左右 |
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发表于 20-3-2017 11:49 AM
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我刚刚也收到citi打来offer我。。拿了6个月。。利息是174。。
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发表于 20-3-2017 02:00 PM
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发表于 20-3-2017 03:19 PM
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2.9%。。
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发表于 20-3-2017 03:23 PM
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你一定是大咖，才有这样美的rate
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