大众信托海外投资基金“先衰后盛绝地反攻”的例子！

Takumi

原帖由 king1892 于 25-3-2008 04:54 PM 发表
該交代的沒交代，問你引述誰的講話又說不出來。講話沒根沒據。

沒錯，我是針對Public回酬差強人意，可是至少我敢怒敢言，而且引經據典。

我所引用的數據所說的話都是有跟有據的。

為什麼我在08年以 ...

瓦老爷！商场上的竞争竟然演变成政治辩论！！！
老兄，你是否离题的太厉害了吧！
所以我说咯！你既然那么坚持CIMB是最好与最强的信托基金公司。
我就任你讲个够！
可是你把所有问题扯到政治议题。
我就不奉陪与你周旋（因为这里是理财版，不是整天争吵的政治版）。
既然你认为大众信托NO.1的招牌碍眼与名不副实的话。
你可以建议CIMB做一个NO.1 in “基金抗跌能力最强与投资回酬最高”的BANNER。
我也乐意看到这样的标题。呵呵！
因为有竞争才会有进步呀！
让所有大众的支持者如梦初醒。
我们不再是全马得最多奖与基金规模最大的私人信托公司了。
我一点也没生气。
只是突然心血来潮看看论坛的一切言论而已。
希望CIMB也可以从今年开始在LIPPER与MORNINGSTAR的基金颁奖典礼超越大众哦！

共勉之

king1892

原帖由 Takumi 于 25-3-2008 05:06 PM 发表
你既然那么坚持CIMB是最好与最强的信托基金公司

又來了，我從來沒提什麼CIMB，反而是你不斷摸黑我，說我“堅持CIMB是最好和最強的”

你認為我真的有說過，證據拿出來，別在這裡亂放箭。

別淪落到像投名狀一樣，只會沒有證據卻又天花亂墜一番。

另外，我除了提國名黨、行動黨之外之外，還引用了馬婆金融，是多層次的論證政黨和金融業在更替事實，請別見樹不見林。

Takumi

原帖由 king1892 于 25-3-2008 05:15 PM 发表


又來了，我從來沒提什麼CIMB，反而是你不斷摸黑我，說我“堅持CIMB是最好和最強的”

你認為我真的有說過，證據拿出來，別在這裡亂放箭。

別淪落到像投名狀一樣，只會沒有證據卻又天花亂墜一番。

另外， ...

为何到了这个地步还要明知故问呢？呵呵！
我都说我已经懒到不想在您的主题发表了。
你偏要我说出来。
不好意思。
你要开战我也不奉陪。
88

king1892

原帖由 Takumi 于 25-3-2008 05:20 PM 发表
为何到了这个地步还要明知故问呢？呵呵！
我都说我已经懒到不想在您的主题发表了。
你偏要我说出来。
不好意思。
你要开战我也不奉陪。
88

證據拿不出來　沒關係　

你自己默認在惡意摸黑就好了　否則證據拿出來

你不回話我也不會再回應你　畢竟是你先開始惡意造謠說我“那么坚持CIMB是最好与最强的信托基金公司”

還是那一句話　證據提不出來　難以服人　並有造謠惡意傷人之過

除非Takumi繼續回應並提出具體證據　否則　也沒有討論的必要了

lsk50

原帖由 Takumi 于 23-3-2008 09:42 AM 发表
所谓事实胜于雄辩。
没有必要争口舌之争。
看看以下一部分大众信托本地股票型基金３年，５年与１０年的投资回酬就明白我要表达的意思了。

##请别离题，你的题目是大众信托海外投资基金“先衰后盛绝地反攻”的例子！

之前我的发表：第70帖
##既然股神已经在10月离场，给你的启示是把所有顾客的基金卖掉，否则就会死得很难看。
看了http://www.publicmutual.com.my/application/fund/performance.aspx 里面的PCSF和PCIF的图表，股神离开后11月头已经跌破支持点当然下跌是必然的。
如果在11月最高点买进PCSF到现在最少损失47%，

##我要告诉大家的是如果一开始你和友人B同时拿RM10,000投资在PCSF。你是跟着股神的脚步离场取得20%的回酬；但是友人B继续保持基金不离场。结果是你现在会比友人B拥有多50%的资金；换句话说B的PCSF现在的净值是RM8,000；那么你的资金是RM12,000。如果你现在进场的话比B还有20%的承受空间，但是B呢？进场和退场都要有机制，明明知道股市肯定会下滑就应该卖出或switching到money market，把钱留在基金公司里每天都跟你算1.5%的费用，这1.5%分给谁呢？基金公司和代理。

***第16帖 Takumi 说：
如果有那些基金代理告诉你每年＂保证＂多少巴仙投资回酬的话。
你就必须小心了！
股神巴菲特投资股票４０多年。年均２１％的投资回酬都能成为当今的世界首富。
如果我不学股神的价值投资法来达到致富理念。
那我真的＂很天真，很傻＂！***
##如果takumi真的学股神的价值投资法那么就应该在没有上涨空间时卖掉或switching来帮takumi的顾客保本，不是一味的下跌时还是持有该基金。所以takumi是没有根据股神巴菲特的投资法，因为，股神只是坚持两条投资法则，第一条是不要赔钱...................;第二条是不要忘记第一条.

Takumi

原帖由 king1892 于 25-3-2008 05:30 PM 发表


證據拿不出來　沒關係　

你自己默認在惡意摸黑就好了　否則證據拿出來

你不回話我也不會再回應你　畢竟是你先開始惡意造謠說我“那么坚持CIMB是最好与最强的信托基金公司”

還是那一句話　證據提不出來 ...

是的。我好怕被人告哦！
谢谢您也一直支持我的主题。
不好意思。
我从来没在您的主题留言。
真是愧不敢当叻！~
今天到底发生什么事呢？
我的3个主题突然间那么热闹。

Takumi

http://www.publicmutual.com.my/p ... art_remaincalm_pg01[/url]

In the wake of the turbulence of stock markets in recent months, unit trust investors may be tempted to either sell or buy. However, investors are advised to remain calm and practise dollar cost averaging with their long-term goals in view.

When regional and global markets succumbed to panic selling in August 2007 and more recently in January 2008, the severity and sharpness of the correction was large enough to make unit trust investors ask themselves whether they should redeem now to stem further losses or buy more units at currently low prices. In fact, if they practise dollar cost averaging, they need not concern themselves with these timing issues. Dollar cost averaging enables investors to automatically buy more units when prices fall and fewer units when prices rise.

It is especially during times of market volatility that individual investors should remain focused on their long-term investment goals and keep their emotions from influencing their investment decisions. A disciplined and methodical approach to investing is the key to long-term investment success.

Unit trust investors are advised to buy and hold their investments for the medium to long term. The buy-and-hold principle is based on the notion that a good investment will generate reasonably attractive returns over the medium to long term. This also means that investors are able to distinguish between daily movements in the market and the underlying long-term value of their investments. Professional fund managers buy and hold for the medium to long term as they are prepared to wait patiently over several years for their investments to reach their intrinsic or fair values. For the unit trust investor, the 'buy-and-hold' strategy can also be applied by holding on to a well-selected unit trust fund over a period of at least three years.

There are some investors who believe they can achieve superior returns by timing the purchase and redemption of equity funds to profit from the stockmarket's short-term movements. These investors are tempted to engage in timing the market especially in an environment where equity markets are volatile. Such investors who wish to make quick gains in the stock market by switching from one fund into another fund will often be disappointed. Market timing strategies that are often recommended by 'investment experts' have seldom been successful. This is because stock markets are inherently volatile and are impossible to predict with numerous factors, both domestic and foreign, affecting daily and weekly fluctuations in stock prices.

Investors who wish to take a more active approach with their investments by timing the market will expose themselves to many risks. In order to profit from the market's short-term trends, the investor has to correctly predict the market's trend and its turning points.

Without the appropriate skills to discern signals and time the entries and exits, the market timer may not only miss opportunities, but also potentially suffer the blow of rapid losses. Also with a higher frequency of fund switching, investors will have to incur increased transaction costs.

Investors who are concerned about market volatility are advised to practise dollar cost averaging as this strategy enables investors to focus on the long-term investment goal and not worry about the prevailing level of the market. Dollar cost averaging is simply investing a fixed amount of money in a financial asset (such as a unit trust fund) on a regular basis (monthly, quarterly, biannual) regardless of the market cycle. By investing a fixed amount on a regular basis, investors will buy more units when the market is lower and fewer units when the market is higher. This strategy will produce a lower average cost of investment than the average market price over any given period.

In addition, investors are also advised to rebalance their portfolios regularly at least once a year to ensure that their portfolio allocation reflects their investment objectives and risk profile. Thus if, as a result of an uptrend in stock prices, an investor's equity exposure has exceeded a level consistent with his risk tolerance, he can trim a portion of the equity funds and switch into bond or money market funds to rebalance the asset allocation accordingly. Maintaining a target asset allocation reduces the risk that the portfolio becomes too concentrated in a single asset class.

In conclusion, unit trust investors should always focus on achieving their medium to long-term investment goals. The practice of dollar cost averaging and regular portfolio rebalancing are effective tools that help investors remain focused on the long term horizon and prevent them from over-reacting to short-term movements of the stockmarket.

dinoting

拿爆米花看戏。。

大家客观点啦。。

[ 本帖最后由 dinoting 于 25-3-2008 06:05 PM 编辑 ]

星宿老人

TAKUMI之前在直銷那邊已經是很出名的人物，每當人家那真正的數據來比較的時候，他就像現在這樣，不斷的貶低別人。

我以為他該行了，應該給他一個改過的機會，讓他重新在事業上打拼，沒有想到，還是一樣的老樣子。

renwee510

戏都要演完了！！

小蚊子

原帖由 星宿老人 于 25-3-2008 06:06 PM 发表
TAKUMI之前在直銷那邊已經是很出名的人物，每當人家那真正的數據來比較的時候，他就像現在這樣，不斷的貶低別人。

我以為他該行了，應該給他一個改過的機會，讓他重新在事業上打拼，沒有想到，還是一樣的老樣子。

人家都是找兩餐飯吃下吧了
何必苦苦相逼呢

Observer

今天恒生上扬一千三百多点，希望这股冲劲能持续。美国方面看来危机也暖和了。

lsk50

原帖由 雁风 于 23-3-2008 11:52 AM 发表
像你所说的，这方法“严格”来说可能不是一个好方法，可毕竟还是一种可以让初学者学习的一种方式。如果我没误解，DCA在牛市的情况并不适合，因为所购买的单位会越来越少；在熊市可能会适合，只要你所投资的基金基本面不错，日后很大可能会反弹；在动荡不安的市场就非常适合，因为可以平均成本。另外一点，DCA 强制自己投资（虽然所投资的基金得好好研究），在monitoring上不需要太费时间。

DCA的基本理论，是建立在“股市在长期而言是整体向上趋势”这个前提上。所以，DCA应该非常适合运用在环球股票、大区域股票基金、新兴市场基金这部分，而对比较高风险的单一国家基金就可能不太适合。

##如果DCA的基本理论，是建立在“股市在长期而言是整体向上趋势”这个前提上，那么就应该是用在牛市上才对吗！为什么用在熊市才适合呢？结论是因为基金代理灌输的理念："你们买的是单位，单位越多越好"几时是单位最多的时候呢？熊市嘛！所以牛市不适合，这理论对吗？所有的理论是基金公司的，为什么要推广呢？
如果不推广的话在步入熊市后所有的基金拥有者都把基金卖掉或switching的话：1.代理作不到生意也就是公司没有生意，那么公司会垮吗？2.如果大家都卖掉基金的话，基金公司哪有那么多钱认大家赎回，唯一的方法是卖掉基金中的股票，大量的卖股票更会让本身的基金大跌，所以教育大家不要卖还要买才能继续生存下去嘛！

[ 本帖最后由 lsk50 于 25-3-2008 06:13 PM 编辑 ]

renwee510

不是3餐么？早餐不必了？

小蚊子

原帖由 renwee510 于 25-3-2008 06:11 PM 发表
不是3餐么？早餐不必了？

要顯出他的辛苦
所以只吃2餐啰

要整理資料 scan進電腦 放上來 一天少說也要1-2個小時吧

星宿老人

做人最重要的是刻苦耐勞，找兩餐也是要有骨氣，如果靠貶低人來賺錢，這種錢我個人認為我賺不下去。

dinoting

唉呀，我来迟了。。 那也好，不要再吵哦。。

星宿老人

長期投資，不一定要看圖表，或者拿今天的股價告訴大家明天的NAV會上。整天來貼得獎或者圖表，這個根本和長期投資沒有關系。

renwee510

果然辛苦！
难怪我的工资那么低！！
因为不够勤劳！

renwee510

老兄！不是我啦！